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Platinum All Risks (Car value $50K +)

Platinum All Risks (Car value $50K +)

Regular price $1,298.00
Regular price Sale price $1,298.00
Sale Sold out
Tax included. Shipping calculated at checkout.

 Cars valued $51K +


  • Dealer repair Covered for cars up to 3 years of age
  • Third party material liability USD 1,000,000
  • Fire / Total Theft and Holdup Covered with no deductible
  • Partial theft for internal parts Covered up to USD 10,000 with no deductible
  • Own damage Covered
  • Scratching and denting Covered excluding intentional acts
  • PA: death for drivers and passengers including family USD 25,000 per person and USD 50,000 in the aggregate
  • PA: medical expenses for drivers and passengers including family USD 10,000 per person and USD 50,000 in the aggregate
  • Depreciation on spare parts:
    • for cars with agency repair, depreciation does not apply
    • for cars aged 7 years or less, depreciation on spare parts does not apply if used parts are not available on the market, Otherwise, 5% depreciation per year will apply with a maximum of 30%.
    • for cars older than 7 years of age, 50% depreciation on newly fitted spare parts apply
  • Unlimited coverage on airbags
  • Road assistance: Unlimited in kilometers and frequency per year due accidents,  mechanical and electrical failure (cover granted after 5 days from policy issuance for new policies only)
  • Taxi in case of road assistance following accident covered once per year
  • Delivery of car from garage to client house Covered in case of accidents and for garages within our network
  • Replacement car 12 days in the aggregate, starting the 1st day of reparation, or $100 per eligible day
  • Replacement car in case of total loss $1,000
  • Total loss: Reimbursement of the depreciated value of the car
  • Registration fees in case of total loss: An amount of 10% of the depreciated car vehicle value is reimbursed
  • Litigation expense USD 5,000 per year
  • Hail, storm, tempest and flood covered up to the depreciated value of the car
  • Strikes, Riots and Civil Commotions covered up to the depreciated value of the car
  • Political Violence Excluding SRCC is covered up to $30,000
  • Cover while in custody of valet, car wash, & workshop is granted

Special conditions for electric and hybrid cars:

  • Fire Exclusion: due to non-conformity of charging cables and / or charging procedure and / or not using manufacturer's charging sockets
  • Depreciation on Batteries: For car age 3 years and above, 10% depreciation per year will apply on the battery with a maximum of 30%
    Additional conditions (USD 100 deductible will apply if)
    1. If age of owner is between 22 and 25 Add premium by 15%
    2. If age of driver is below 21 Add premium by 15% and deductible of USD 100 on each and every loss
    3. If car manufactured in 2010 or before a deductible of $100 is applicable on each and every loss, alternatively, add USD 80 to the annual premium to remove the deductible

    Required Documents:

    1. Car Registration
    2. Drivers license
    3. Car photos of all sides


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