Private Cars Basic All Risks Insurance (Car value up to $50K), Yearly Price Starting at
Regular price
$550.00
Regular price
Sale price
$550.00
Unit price
per
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Required Documents:
- Car Registration
- Drivers license
- Car photos of all sides
Product Condition:
- These rates are applicable for private cars. Special cars, sports cars, luxury cars & cars above limit require referral.
- Sum insured = Car value in fresh USD
- Premiums payable in fresh USD
- Covers clients at 100% for partial and total loss as per chosen plan
- In case of total loss, depreciated car market value will be paid in fresh USD
Benefits
- Dealer repair offered wherever rates apply, up to year of manufacturing 2016
- Third party material liability USD 500,000
- Fire / Total Theft and Holdup covered with no deductible
- Partial theft for internal parts Covered up to USD 5,000 with no deductible in the aggregate
- Damages to the insured vehicle are covered
- Scratching and denting covered excluding intentional acts
- Personal Accidents coverage: death for drivers and passengers including family
- USD 10,000 per person
- USD 35,000 in the aggregate
- Personal Accidents: medical expense for drivers and passengers including family
- USD 2,500 per person
- USD 10,000 in the aggregate
- Depreciation on spare parts
- not applicable for cars with agency repair
- If car is 7 years or under, no depreciation on spare parts will apply if used spare parts are not found
- if the insured car is older than 7 years, 50% depreciation applies on new fitted spare parts
- Airbag Unlimited
- Road assistance Unlimited due to accidents and 3 times per year in case of mechanical or electrical failure. Unlimited KM per ride
- Replacement car 7 days in the aggregate, starting the 4th day of reparation, or USD 25 per eligible day
- Replacement car in case of total loss USD 350
- Total loss Market value of the car will be paid, subject to 10% deductible
- Strike riots and civil commotion:
- For car value $0-$25,000: Covered up to a maximum limit of $5,000 in the aggregate.
- For car value $25,001-$50,000: Covered up to a maximum limit of $10,000 in the aggregate.
- Hail, storm, tempest and flood Covered, up to the depreciated agreed value of the insured car
Additional deductible
- If age of owner is 21 or younger mandatory additional deductible of $100 on each and every loss
