Private Cars All Risks Insurance - Basic Plan (Car value up to $85K)
Sale Sold out
Regular price $400.00
Regular priceUnit price per
- Car Registration
- Drivers license
- Car photos of all sides
- These rates are applicable for private cars. Special cars, sports cars, luxury cars & cars above limit require referral.
- Sum insured = Car value in fresh USD
- Premiums payable in fresh USD
- Covers clients at 100% for partial and total loss as per chosen plan
- In case of total loss, depreciated car market value will be paid in fresh USD
- Dealership repair is not granted.
- Bodily Injuries are covered up to $250,000 in excess of compulsory BI, provided compulsory BI is in force with us
- Third party material liability $1,000,000
- Fire / Total Theft and Holdup covered with no deductible, based on market real car value.
- Partial theft of internal parts (by force): Covered up to $1,500 with no deductible in the aggregate
- Damages to the insured vehicle are covered
- Scratching and Denting are covered up to $150 excluding intentional acts.
- Personal Accidents coverage: death for drivers and passengers including family
- USD 15,000 per person
- USD 50,000 in the aggregate
- Personal Accidents: medical expense for drivers and passengers including family
- USD 5,000 per person
- USD 20,000 in the aggregate
- Depreciation on spare parts: No depreciation will apply on new spare parts for car age 0 to 2 years in case used spare parts are not available on the local market. Otherwise, 10% during the year following manufacturing year, and 5% per year for the following years with a max of 50%
- Airbags are covered
- Road assistance: Unlimited kilometers and frequency per year due to accident or mechanical/electrical failure (cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only)
- Replacement car: 5 days in the aggregate, starting the 2nd day of reparation, or $25 per eligible day.
- Replacement car in case of total loss USD 250
- Total loss, the depreciated market value of the car is computed, subject to 10% deductible
- Registration fees in case of total loss: up to 7.5% of the depreciated market real car value will be paid.
- Litigation expense $2,000 per year
- Strikes, Riots and Civil Commotions (SRCC): Covered up to a maximum limit of $1,000 in the aggregate.
- Hail, Storm, Tempest and Flood: Covered up to $1,000
- If age of owner is 21 or younger mandatory additional deductible of $100 on each and every loss