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Private Cars All Risks Insurance - Pay Half Plan

Regular price $275.00
Regular price Sale price $275.00
Sale Sold out
Tax included. Shipping calculated at checkout.

 Required Documents:

  1. Car Registration
  2. Drivers license
  3. Car photos of all sides

Product Condition:

  • In case of claim, an additional premium equal to the initial paid policy premium should be paid once by the client before settling the claim.
  • These rates are applicable for private cars. Add 0.25% for sports, special and luxury cars based on list attached. Cars above limit require referral.
  • Premium is settled in Fresh USD only.

Product Benefits:

  • Bodily injury Not included
  • Third party material liability $1,000,000
  • Fire, Total theft and holdup: Covered with no deductible based on market real car value
  • Partial theft of internal (forcible entry) & external parts: Covered up to $5,000 with no deductible in the aggregate
  • Own damage: Covered
  • Scratching and denting: Covered excluding intentional acts
  • PA:
    • death for drivers and passengers including family: $25,000 per person and $50,000 in the aggregate
    • Medical expenses for drivers and passengers including family $7,500 per person and $30,000 in the aggregate 
  • Depreciation on spare parts: No depreciation will apply on new spare parts for car age 0 to 2 years in case used spare parts are not available on the local market. Otherwise, 10% during the year following manufacturing year, and 5% per year for the following years with a max of 50%
  • Airbag Coverage: Unlimited
  • Taxi in case of road assistance following accident: Covered once per year
  • Delivery of car from garage to client house: Covered in case of accidents and for garages within our network
  • Road assistance:
    • Unlimited Km per ride,
    • 2 rides per year due to mechanical and electrical failure
    • Unlimited rides per year due to accident (cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only)
  • Replacement car 10 days in the aggregate, starting the 2nd day of reparation, or $50 per eligible day
  • Replacement car in case of total loss $250
  • Total loss Depreciated market real car value will be paid, subject to 10% deductible
  • Registration fees in case of total loss An amount of 10% of the depreciated market real car value will be paid
  • Litigation expense $5,000 per year
  • Strike riots and civil commotion (SRCC)
    • For car value $0-$30,000: Covered up to a maximum limit of $5,000 in the aggregate
    • For car value $30,001-$50,000: Covered up to a maximum limit of $10,000 in the aggregate
    • For car value $50,001-$100,000: Covered up to a maximum limit of $60,000 in the aggregate 
  • Hail, storm, tempest and flood: Covered up to the depreciated market real car value
  • Car locks replacement: Covered 50% of its value in case of lost or broken car lock up to $250
  • Cover while in custody of valet, car wash, & workshop: Covered

Special Condition:

  • If driver age is 21 or younger or if driving license is valid for less than 1 year A deductible of $100 will be applied on each and every loss
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