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Elite All Risks

Regular price $450.00
Regular price $500.00 Sale price $450.00
Sale Sold out
Tax included. Shipping calculated at checkout.

Up to $45,000 car value. For higher value cars, please refer to the "Infinite All Risks" product for additional value at more competitive prices 

    Product Condition:

    • These rates are applicable for private cars. Special cars, sports cars, luxury cars & cars above limit require referral.
    • Sum insured = Car value in fresh USD
    • Premiums payable in fresh USD
    • In case of total loss, depreciated car market value will be paid in fresh USD


    • Dealership repair offered wherever rates apply, up to year 2018
    • Third party material liability USD 1,000,000
    • Bodily Injuries (BI) $500,000 cover in excess of compulsory BI, provided that the original compulsory policy is issued with us.
    • Fire / Total Theft and Holdup covered with 0% deductible
    • Partial theft for internal parts covered up to USD 5,000 with no deductible in the aggregate
    • Damages to the insured vehicle are covered
    • Scratching and denting covered excluding intentional acts
    • Personal Accidents coverage:
      • Death for drivers and passengers including family
        • USD 25,000 per person
        • USD 50,000 in the aggregate
      • Medical expense for drivers and passengers including family
        • USD 7,500 per person
        • USD 30,000 in the aggregate
    • Depreciation on spare parts
      • not applicable for cars with Dealership repair
      • If car is 7 years or under, no depreciation on spare parts will apply if used spare parts are not available on the Lebanese market; otherwise, 5% depreciation per year will apply with a maximum of 30%
    • Airbags Unlimited
    • Taxi in case of road assistance following accident covered once per year
    • Delivery of car from garage to client house covered in case of accidents and for garages within our network
    • Road Assistance: Unlimited kilometers and frequency per year due to accident or mechanical/electrical failure (cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only)
    • Replacement car benefit: 10 days in the aggregate, starting the 2nd day of reparation ($50 per eligible day)
    • Replacement car in case of total loss $500
    • Registration fees in case of total loss covered up to 10% of the depreciated market real car value.
    • Total loss: Depreciated Market real car value will be paid, subject to 10% deductible'
    • Litigation expenses up to $5,000 per year
    • Strike riots and civil commotion: covered up to a maximum limit of $10,000 in the aggregate.
    • Hail, Storm, Tempest, Flood & Earthquake covered, up to the depreciated market car value of the insured vehicle
    • The insured vehicle will be covered while in custody of valet, car wash, and workshops.

    Special conditions for electric and hybrid cars:

    • Fire Exclusion: due to non-conformity of charging cables and / or charging procedure and / or not using manufacturer's charging sockets
    • Depreciation on Batteries: For car age 3 years and above, 10% depreciation per year will apply on the battery with a maximum of 30%

    Additional deductible

    1. If age of owner is 21 or younger mandatory additional deductible of $100 on each and every loss

     Required Documents:

    1. Car Registration
    2. Drivers license
    3. Car photos of all sides