Up to $45,000 car value. For higher value cars, please refer to the "Infinite All Risks" product for additional value at more competitive prices
These rates are applicable for private cars. Special cars, sports cars, luxury cars & cars above limit require referral.
Sum insured = Car value in fresh USD
Premiums payable in fresh USD
In case of total loss, depreciated car market value will be paid in fresh USD
Dealership repair offered wherever rates apply, up to year 2018
Third party material liability USD 1,000,000
Bodily Injuries (BI) $500,000 cover in excess of compulsory BI, provided that the original compulsory policy is issued with us.
Fire / Total Theft and Holdup covered with 0% deductible
Partial theft for internal parts covered up to USD 5,000 with no deductible in the aggregate
Damages to the insured vehicle are covered
Scratching and denting covered excluding intentional acts
Personal Accidents coverage:
Death for drivers and passengers including family
USD 25,000 per person
USD 50,000 in the aggregate
Medical expense for drivers and passengers including family
USD 7,500 per person
USD 30,000 in the aggregate
Depreciation on spare parts
not applicable for cars with Dealership repair
If car is 7 years or under, no depreciation on spare parts will apply if used spare parts are not available on the Lebanese market; otherwise, 5% depreciation per year will apply with a maximum of 30%
Taxi in case of road assistance following accident covered once per year
Delivery of car from garage to client house covered in case of accidents and for garages within our network
Road Assistance: Unlimited kilometers and frequency per year due to accident or mechanical/electrical failure (cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only)
Replacement car benefit: 10 days in the aggregate, starting the 2nd day of reparation ($50 per eligible day)
Replacement car in case of total loss $500
Registration fees in case of total loss covered up to 10% of the depreciated market real car value.
Total loss: Depreciated Market real car value will be paid, subject to 10% deductible'
Litigation expenses up to $5,000 per year
Strike riots and civil commotion: covered up to a maximum limit of $10,000 in the aggregate.
Hail, Storm, Tempest, Flood & Earthquake covered, up to the depreciated market car value of the insured vehicle
The insured vehicle will be covered while in custody of valet, car wash, and workshops.
Special conditions for electric and hybrid cars:
Fire Exclusion: due to non-conformity of charging cables and / or charging procedure and / or not using manufacturer's charging sockets
Depreciation on Batteries: For car age 3 years and above, 10% depreciation per year will apply on the battery with a maximum of 30%
If age of owner is 21 or younger mandatory additional deductible of $100 on each and every loss
Car photos of all sides
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