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Essential Health Insurance

Essential Health Insurance

Regular price $100.00
Regular price Sale price $100.00
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Selected network of hospitals
  • Area of Cover: Lebanon.
  • Network of Hospitals: Limited Network (See Below - Subject to change without prior notice) on Direct Billing.
  • Limit for In-Hospital Treatments: $150,000
  • Emergency Room: Full Cover
  • Maternity: For Couples and Single Mothers: Full cover after 365 days of enrollment. 
  • New Born Baby: Covered as of day 14, if eligible,
  • Epidural: Covered
  • Incubator and Nursery: Unlimited days, up to $10,000
  • Screening test for baby: Up to $100
  • Congenital Cases for babies born at Securite (Bebe Securite): All cases are covered up to the age of 12 and up to $10,000 per year.
  • Home care: In hospital treatments administered at home are covered
  • Prosthesis: (a device designed to replace a missing part of the body or to make a part of the body work better)
    • Due to Accident: Up to $10,000 per year as per TPA's Tariff
    • Due to Sickness: Up to $7,000 per year as per TPA's Tariff
    • Coronary Stent / Valves: Covered up to sickness prosthesis limit
  • Additional Inpatient Benefits: 
    • Dialysis for acute renal failure, excluding arteriovenostomy: Covers up to 3 sessions during first initial admission
    • Sleep Disorder Disease: Polysomnography is covered.
    • Epilepsy: Up to $2,000 (In & Out)
    • Breast Reconstruction: Covered if due to a covered partial or complete breast excision due to breast cancer within 6 months of the sickness
    • Infertility: Covered after 12 months of enrollment and up to $1,000 per year, as per TPA's Tariff.
    • Cardiovascular disease: Limited to $100,000 
    • Bone Marrow Aspiration & Organ Transplant Surgery: Covered up to $10,000 lifetime, as per TPA's tariff. Cost of organ is excluded.
    • Cancer Disease: Up to $100,000
    • Morgue / burial expenses following a covered hospitalization: up to $1,000 for all adherents aged 64  and below.
    • Epidemic / Pandemic Diseases: Up to $10,000
  • Out of hospital benefits / Ambulatory Services (Lab, X-RAY, MRI...)Direct billing as per limited network
    • Coverage: Up to $2,000 per year, 85% coverage on direct billing basis
    • Morphological Echography: once per pregnancy
    • Triple test: covered once per pregnancy
    • Dental panoramic: covered if due to a covered accident and up to 9 months after the accident occurrence date
    • MRI: covered subject to a prior approval
    • Pet scan: covered subject to a prior approval
    • OCTcovered subject to a prior approval
    • Osteodensitometry (for insured age 50 yrs and above): covered for a specific medical reason
    • Physiotherapy and kinesitherapy: 15 sessions per year 
  • Additional Benefits:
    • Guaranteed Renewability: 720 days, lifetime subject to an observation period of 180 days for new members.
    • Pre existing conditions in hospital: Covered after 1 year for new members.


Authorized Limited Network of Hospitals (Subject to change without prior notice)

Beirut Rosary Sisters Hospital
Beirut Hopital Libanais Geitaoui - Centre Hospitalier Universitaire
Beirut Sahel General Hospital
Beirut Hotel Dieu de France - University Medical Center  ( for major cases that cannot be conducted in other hospitals ad subject to pre-approval 
Beirut Beirut Eye & Ent Specialist Hospital
Beirut Najjar Hospital - General Hospital Institute

Bekaa Rayak Hospital
Bekaa Al Tatari Hospital - Baalbeck
Bekaa Bekaa Hospital
Bekaa Khoury General Hospital
Bekaa Al Assy Hospital
Bekaa Al Rayan Hospital
Bekaa Chtoura Hospital
Bekaa Al Mayyas Hospital
Bekaa Dr. H. Farhat Hospital
Bekaa Hopital Universitaire Dal Al Amal
Chouf Ain Wazein
Jbeil Hopital Notre Dame Maritime
Keserwan Keserwan Medical Center
Keserwan Mgr. Cortbawi Institute and Rehabilitation Hospital - Adma

Metn St. George Hadath Hospital
Metn Middle East Institute of Health - Bsalim
Metn Clinique du Levant
Metn Hopital Hayeck
Metn Hopital St. Joseph
Metn Jopital Dr. Serhal
North Batroun Hospital
North Family Medical Center - FMC
North New Mazloum Hospital
North Sheikh Khalaf Hamad Al Habtoor - Medical Line
North Hopital Islamique de Bienfaisance - Tripoli
North Hopital Al Koura
North Hopital Albert Haykal
South Lebanese Italian Hospital
South Raee Hospital - Saida
South Alaaedine Hospital - Sarafand
South Kassab Hospital - El Hlaliye Saida
South Jezzine Governmental Hospital
South Nakib Hospital
South Secours Populaire Libanais
South Tebnin Governmental Hospital
South Fakih Hospital
South Hiram Hospital


Authorized Limited Network of Laboratories & Diagnostic Centers (Subject to change without prior notice)

Aley Aley Medical Laboratories
Baabda Al Saha Medical Lab &  Poly Clinic
Baabda Laboratoires Rahhal d'Analyses Medicales
Baabda Aya Lab Diagnostic sarl
Baabda Hara Medical Center
Beirut B Positive Medical Services sarl
Beirut Centre Medical Mar Elias sarl
Beirut St. Marc Medical & Diagnostic Center
Beirut MEDEX Medical Center
Beirut Laboratoires Du Musee
Beirut American Diagnostic Center sarl
Bekaa Health Diagnostic Center
Bekaa Analysis and Diagnostic Center
Bekaa Laboratoire St Georges - Zahle
Bekaa Medical Care Laboratories - MCL
Metn Trust Medical Center sarl
Metn St. Marc Medical & Diagnostic Center
Metn Centre Medical Dora (C.M.D.) sarl
Metn Medzone sarl
Metn Laboratoire d'analyses medicales - Dr. Elie Hraoui
Metn Laboratoires Dr. Joseph Mrad d'analyses medicales sarl
Keserwan Centre de Biologie Moleculaire Polyvalente (BMP)
Keserwan Elite Medical Center
Keserwam Elite Diagnostic Center
Keserwan Dr. Chelala Laboratories
Keserwan USEM - Unite Specialisee d'exploration Medicale
North Al Koura Laboratories for Medical Analysis
North Trad Radiology Center
North Dagher Medical Laboratories sarl
South Al Mashrek Medical Diagnostic Center - Tyr
South Family Clinic sarl
South Family Medical Laboratories

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