Motor Total Loss Cover
Regular price
$200.00
Regular price
Sale price
$200.00
Unit price
per
Tax included.
Shipping calculated at checkout.
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Required Documents:
- Car Registration
- Drivers license
Product Conditions
- These rates are given to vehicles 20 years old or newer
- These rates exclude sports, special and luxury cars listed below, for which referral to the company is required
- Vehicle’s Premium is settled in USD Fresh
Coverage and benefits:
- For private cars:
- Third party liability cover for material damage: up to $500,000
- Personal accident cover for the driver & passengers (family members):
- $10,000 per claim in case of death
- $2,500 per person for medical expenses
- For commercial vehicles:
- Third party liability cover for material damage: up to $100,000
- Personal accidents cover for the driver only:
- $5,000 per claim in case of death
- $1,000 per person for medical expenses
- For both:
- Total loss coverage includes: fire, total theft, holdup, and own damage (if accident is covered)
- Indemnity for total loss shall apply only if the cost of repairs reaches or exceeds 65% of the depreciated market real car value at the time of the accident
- A deductible of 10% of the market real car value will be applied in case of total theft or total loss
- Road assistance is granted:
- 50 Km maximum per ride,
- 2 rides per year due to mechanical and electrical failure
- Unlimited rides per year due to accident
- Cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only
-
Vans / Pick-Ups and Trucks are subject to underwriting


