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Pay Half All Risks

Pay Half All Risks

Regular price $300.00
Regular price $600.00 Sale price $300.00
Sale Sold out
Tax included. Shipping calculated at checkout.

Product Conditions: 

  • In case of claim, an additional premium equal to the initial paid policy premium should be paid once by the client before settling the claim
  • These rates are applicable for private vehicles. Refer to Securite Assurance for vehicles above limit and special & luxury vehicles listed below
  • Premiums payable in Fresh USD

Benefits (Fresh USD) Motor 50/50

  • Dealer repair Not covered
  • Bodily injury Not included
  • Third party material liability $1,000,000
  • Fire, Total theft and holdup covered with no deductible based on depreciated market real vehicles value
  • Partial theft of internal (forcible entry) & external parts covered up to $5,000 with no deductible in the aggregate
  • Own damages are covered
  • Scratching & denting and overhaul are not covered
  • Personal Accidents:
    • Death for drivers and passengers including family $25,000 per person and $50,000 in the aggregate
  • Personal Accidents:
    • medical expense for drivers and passengers including family $7,500 per person and $30,000 in the aggregate
  • Depreciation on spare parts for all vehicles is 10% during the year following manufacturing year, and 5% per year for the following years with
    max 50%
  • Airbag Unlimited
  • Taxi in case of road assistance following accident is covered once per year
  • Delivery of vehicle from garage to client house is covered in case of accidents and for garages within our network
  • Road assistance
    • Unlimited Km per ride, 2 rides per year due to mechanical and electrical failure and Unlimited rides per year due to accident (cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only)
  • Replacement vehicle 10 days in the aggregate, starting the 3rd day of reparation (up to $35 per eligible day)
  • Replacement vehicle in case of total loss Up to $250
  • Total loss Depreciated market real vehicle value will be paid, subject to 10% deductible
  • Registration fees in case of total loss An amount of 10% of the depreciated market real vehicle value will be paid
  • Litigation expense Up to $5,000 per year
  • Strike riots and civil commotion (SRCC)
    • For vehicle value $0-$30,000: Covered up to a maximum limit of $5,000 in the aggregate
    • For vehicle value $30,001-$50,000: Covered up to a maximum limit of $10,000 in the aggregate
    • For vehicle value $50,001-$100,000: Covered up to a maximum limit of $60,000 in the aggregate
  • Hail, storm, tempest, flood & earthquake Covered up to the depreciated market real vehicle value
  • Cover while in custody of valet, car wash, & workshop

 

If driver age is 21 or younger or if driving license is valid for less than 1 year A deductible of $100 will be applied on each and every loss

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