Private Cars All Risks Insurance - Basic Plan (Car value up to $50K), Yearly Price Starting at

 Required Documents:

1. Car Registration
2. Drivers license
3. Car photos of all sides

Product Condition:

• These rates are applicable for private cars. Special cars, sports cars, luxury cars & cars above limit require referral.
• Sum insured = Car value in fresh USD
  
• Premiums payable in fresh USD
• Covers clients at 100% for partial and total loss as per chosen plan
• In case of total loss, depreciated car market value will be paid in fresh USD

Benefits

• Dealership repair is not granted.
• Third party material liability USD 500,000
• Fire / Total Theft and Holdup covered with no deductible, based on market real car value.
• Damages to the insured vehicle are covered
  
• Personal Accidents coverage: death for drivers and passengers including family
  
• USD 15,000 per person
• USD 50,000 in the aggregate
• Personal Accidents: medical expense for drivers and passengers including family
• USD 5,000 per person
• USD 20,000 in the aggregate
• Depreciation on spare parts: 0% during manufacturing year, then, 5% per year for the following years with a maximum of 50%
• Airbag Unlimited
• Road assistance Unlimited KM per ride, 2 rides per year in case of mechanical or electrical failure. Unlimited rides if car breakdown is due to accidents.
• Replacement car 7 days in the aggregate, starting the 4th day of reparation, or USD 25 per eligible day
• Replacement car in case of total loss USD 250
• Total loss, the depreciated market value of the car is computed, subject to 10% deductible
• Registration fees in case of total loss: up to 7.5% of the depreciated market real car value will be paid with a maximum of $10,000

Additional deductible

1. If age of owner is 21 or younger mandatory additional deductible of $100 on each and every loss