Platinum All Risks (Car value $50K +)

 Cars valued $51K +

Benefits

• Dealer repair Covered for cars up to 3 years of age
• Third party material liability USD 1,000,000
• Fire / Total Theft and Holdup Covered with no deductible
• Partial theft for internal parts Covered up to USD 10,000 with no deductible
• Own damage Covered
• Scratching and denting Covered excluding intentional acts
• PA: death for drivers and passengers including family USD 25,000 per person and USD 50,000 in the aggregate
• PA: medical expenses for drivers and passengers including family USD 10,000 per person and USD 50,000 in the aggregate
• Depreciation on spare parts:
• for cars with agency repair, depreciation does not apply
• for cars aged 7 years or less, depreciation on spare parts does not apply if used parts are not available on the market, Otherwise, 5% depreciation per year will apply with a maximum of 30%.
• for cars older than 7 years of age, 50% depreciation on newly fitted spare parts apply
• Unlimited coverage on airbags
  
• Road assistance: Unlimited in kilometers and frequency per year due accidents,  mechanical and electrical failure (cover granted after 5 days from policy issuance for new policies only)
• Taxi in case of road assistance following accident covered once per year
• Delivery of car from garage to client house Covered in case of accidents and for garages within our network
• Replacement car 12 days in the aggregate, starting the 1st day of reparation, or $100 per eligible day
• Replacement car in case of total loss $1,000
• Total loss: Reimbursement of the depreciated value of the car
• Registration fees in case of total loss: An amount of 10% of the depreciated car vehicle value is reimbursed
  
• Litigation expense USD 5,000 per year
• Hail, storm, tempest and flood covered up to the depreciated value of the car
• Strikes, Riots and Civil Commotions covered up to the depreciated value of the car
• Political Violence Excluding SRCC is covered up to $30,000
• Cover while in custody of valet, car wash, & workshop is granted

Special conditions for electric and hybrid cars:

• Fire Exclusion: due to non-conformity of charging cables and / or charging procedure and / or not using manufacturer's charging sockets
• Depreciation on Batteries: For car age 3 years and above, 10% depreciation per year will apply on the battery with a maximum of 30%

1. If age of owner is between 22 and 25 Add premium by 15%
2. If age of driver is below 21 Add premium by 15% and deductible of USD 100 on each and every loss
3. If car manufactured in 2010 or before a deductible of $100 is applicable on each and every loss, alternatively, add USD 80 to the annual premium to remove the deductible

Required Documents:

1. Car Registration
2. Drivers license
3. Car photos of all sides